My Homebuying Journey

Track your progress through the 8 key steps of buying a home. Click each step to mark it complete — your progress is saved automatically.

Your Progress

0 of 8 steps completed

Review your credit score, pay down debt, and save for a down payment. Most lenders want a score of 620+ for conventional loans.

A pre-approval letter shows sellers you're a serious buyer. Shop at least 3 lenders to compare rates and fees.

Work with a real estate agent, attend open houses, and research neighborhoods. Don't skip the home inspection.

Your agent will help you draft a competitive offer. Include contingencies for inspection, appraisal, and financing.

Review every clause carefully. This is a legally binding contract — consider having a real estate attorney review it.

Lock your interest rate, provide all requested documents promptly, and avoid opening new credit lines during this period.

Homeowner's insurance is required by lenders. Also consider title insurance to protect your ownership rights.

Review your Closing Disclosure at least 3 days before closing. Bring a valid ID and a cashier's check for closing costs.

Complete 5-phase roadmap with 27 expandable steps — from credit prep to closing day.